-

Remortgage with us

Switch your mortgage with confidence

Whether you’re moving, improving or looking for a new rate, we’re ready to help 24/7 – so it’s easier to switch1.

  • See if you could be eligible to borrow?the amount you need with an online Agreement in Principle – it won't affect your credit score
  • We make applying easier, with mortgage appointments available in the evening and at weekends
  • Sort out your mortgage at your own pace – upload documents when you’re ready and sign your mortgage documents online

Your home may be repossessed if you do not keep up repayments on your mortgage.

What does it mean when you remortgage? Remortgaging is when you apply to move from your current mortgage lender to a new one. The word is sometimes confused with switching to a new type of mortgage or a different interest rate with your current mortgage lender.

What are the benefits of remortgaging? Moving to a new lender means you could get a different mortgage type or interest rate for your current home or a home you plan to move to. Some people remortgage to borrow more money for home improvements or a big purchase. You might be able to get a lower rate by remortgaging because your loan to value could be lower if you paid off a significant part of your mortgage since it started.

Your first steps

Remortgage guides

How remortgaging works

Find out why moving your mortgage to us from your current lender could be right for you – and how the remortgaging process works.

?

Mortgage calculators

Work out the kind of mortgage you could afford

Use our mortgage affordability calculators to work out how much you could borrow and what kind of deposit you need for a mortgage.

Agreement in Principle (AiP)

Take the first step to your mortgage with an AiP

Start an Agreement in Principle (AiP) online to find out quickly if you could borrow the amount you need – without affecting your credit score.?

Starting your mortgage application

Get ready to apply

Find out how to book an appointment to start your mortgage application, and see the list of documents and information you’ll need to provide.

Your remortgage options

Our best remortgage interest rates

Move your mortgage to us

Switch to us and we’ll either waive your standard legal fees or give you cashback – our mortgage advisers will help you find the right deal for you.

Great Escape mortgages

Save money when you remortgage with us

You could save thousands of pounds when you switch to us from your current lender because we won't charge you application, valuation or standard legal fees.

Premier Mortgages

Switch your mortgage with confidence

Whether you’re moving, improving or looking for a new rate, we’re ready to help.

Offset mortgages

Put your savings to work with an offset mortgage

Reduce your monthly payments or pay off your mortgage sooner by offsetting other accounts with us against your mortgage balance – find out how.

*

Barclays Home Insurance

Get Defaqto 5 Star-rated buildings and contents cover by answering just a few simple questions. Our home insurance gives you a range of cover options and, with our award-winning customer service, you know you’re in safe hands.?

Need some help?

Call us

Call us2?any time – lines may be closed at off-peak times on bank holidays and during Christmas.

0333 202 7580

Track It

If you’ve submitted an application, use your mortgage application reference to find out what stage it’s at.