Barclays Bank Account
When you add one or more Packs to your Barclays Bank Account, you’re eligible to apply for an overdraft, of which the first ￡200 will be fee-free (subject to status and application). If you already have an arranged overdraft, the first ￡200 will become fee-free.
Fee-free overdraft up to ￡200 (subject to application and status) while you stay within that limit. ￡18 per month Travel Plus Pack fee.
If you use an overdraft of ￡1,200, you’ll be charged ￡1.50 a day when you use it.
Daily fees are calculated on the daily overdraft balance. When you go over your ￡200 fee-free amount, daily fees are charged on the whole balance of your arranged overdraft. Daily fees are as follows:
Up to ￡200 – no fee
Over ￡200 up to ￡1,000 – 75p a day
Over ￡1,000 up to ￡2,000 – ￡1.50 a day
Over ￡2,000 – ￡3 a day
The maximum arranged overdraft is ￡5,000
Accounts not eligible for fee-free overdraft
Overdrafts aren’t available on Barclays Basic Current Accounts, but you can still enjoy the other benefits of the Travel Plus Pack.
When you add a pack to a Student Additions Account, Higher Education Account or Premier Current Account, no additional fee-free overdraft amount is available because these accounts already offer preferential overdraft terms.
Overdrafts are repayable on demand and you must be 18 or over to apply. All charges are variable on notice.